To try to recoup some financial backup I have now done as the money saving expert at www.moneysavingexpert.com has suggested and started to claim back all my bank charges from Abbey £1400 or there abouts We have had one reply offering us £325 which I have refused so waiting now for a reply to the next letter I have sent them. Also trying to claim compensation for a mis-sold endowment which also was via the Abbey. I only sent the letter last week so I will keep you informed of the details.
A bit of info for those of you in the same position as myself watch out if you get a basic bank account with Co-operative bank. We went overdrawn by £4 the money went in the next day then we went overdrawn by a miniscule amount because a standing order came out and then once again because money was late being paid in ie. the same day the the standing order came out and Coperative bank closed the account on us.
I rang their management services and explained the overdrawn amount didn't even reach £20 and on each occassion the money was paid in the same day,whilst they sympathised they said thats it three strikes and you are out. So be very careful, I am not sure if other banks do this.
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